Moving Home

Whether it was two years ago or ten that you last moved home, the mortgage market has changed a lot. Hopefully it will be just as easy for you to get a mortgage as last time, but there are no guarantees!

There are a lot of factors to consider:

  • How much your current home will sell for
  • How much equity you can take from this home towards your next
  • Do you meet the lender’s criteria for lending
  • How much you can borrow
  • How much you can afford to pay each month
  • What value the new lender will put on your new home
  • How quickly it can all be done!

At Ethos Financial we are not just professional mortgage advisers, we are also homeowners. We know what it is like to buy and sell and the pressures involved. So the service we provide is a professional one, but also a personal one. In addition, we are available by landline, mobile, text, e-mail and in person – often including evenings and weekends. Whatever way you prefer to connect we can do that to keep you informed every step of the way, and to ensure that every step of the process is progressed as quickly as possible to get you into your new home.

As for the mortgage itself, there are plenty to choose from with a whole variety of interest rates, loan to values, arrangement fees, duration and other criteria. Our advice process and research will find the most suitable mortgage for your circumstances, ensuring that your application has the greatest chance of succeeding, and potentially saving you thousands over the lifetime of the mortgage.

We are happy to take the time to answer all your questions. We pride ourselves in making sure you can make fully informed decisions about your mortgage and your property purchase. There’s a lot to deal with, but we aim to handle as much of the process as possible for you, so that you can get the mortgage you need to buy the home you want.

We look forward to providing you with a friendly and professional service.

Call us now on 0207 183 3703 for an initial chat.

Your home may be repossessed if you do not keep up repayments on your mortgage.